Australia Subclass 189 vs 190 vs 491: Complete Visa Comparison 2026
Choosing the right skilled visa subclass is critical for your Australian PR journey. Subclass 189, 190, and 491 each offer different pathways with unique advantages and requirements.
Quick Comparison Table
| Feature | Subclass 189 | Subclass 190 | Subclass 491 |
|---|---|---|---|
| Visa Type | Direct PR | Direct PR | Provisional (5 years) |
| State Sponsorship | Not Required | Required | Required |
| Minimum Points | 65 points | 65 + 5 bonus | 65 + 15 bonus |
| Living Requirements | Anywhere in Australia | 2 years in nominating state | 3 years in regional area |
| Work Rights | Unrestricted | Unrestricted | Regional areas only |
| Pathway to PR | Immediate | Immediate | After 3 years (via 191) |
| Processing Time | 12-18 months | 10-14 months | 8-12 months |
| Visa Cost | AUD $4,640 | AUD $4,640 | AUD $4,640 |
Subclass 189 - Skilled Independent Visa
Key Features
- No state sponsorship required - Complete independence
- Live and work anywhere in Australia
- Immediate permanent residency
- Most competitive - highest points needed
- Occupation must be on MLTSSL
Eligibility Requirements
- Age: Under 45 years
- English: Competent level minimum (PTE 50+ each)
- Skills Assessment: Positive assessment for nominated occupation
- Points: Minimum 65 (realistically 80-90+ for invitation)
- EOI Ranking: Must rank high in SkillSelect
Who Should Choose 189?
Best for high-scoring candidates with:
- 85+ points (age, English, work experience)
- Occupations in high demand on MLTSSL
- Flexibility to live anywhere in Australia
- No preference for specific state/city
Subclass 190 - Skilled Nominated Visa
Key Features
- State/Territory nomination required
- +5 bonus points from nomination
- Immediate permanent residency
- Must live in nominating state for 2 years
- More EOI invitations than 189
State Nomination Requirements
| State | Min. Points | Priority Occupations |
|---|---|---|
| New South Wales | 70+ | ICT, Healthcare, Engineering |
| Victoria | 65-70 | Trades, Health, Education |
| Queensland | 65+ | Tourism, Construction, Health |
| South Australia | 65+ | Wide range - easier eligibility |
| Western Australia | 70+ | Mining, Engineering, ICT |
Who Should Choose 190?
Ideal for candidates with 65-75 points who:
- Are willing to commit to living in specific state for 2 years
- Need the +5 bonus points to be competitive
- Have occupation on state's priority list
- Want faster invitation than 189
Subclass 491 - Skilled Work Regional (Provisional)
Key Features
- +15 bonus points from regional nomination
- 5-year provisional visa
- Must live and work in regional area for 3 years
- Pathway to PR via 191 visa after 3 years
- Fastest processing and invitation rates
Regional Areas Include
Major Regional Cities
- Newcastle
- Wollongong
- Geelong
- Gold Coast
- Sunshine Coast
State Capitals
- Adelaide (all SA)
- Hobart (all TAS)
- Darwin (all NT)
- Canberra (ACT)
Note: Sydney, Melbourne, and Brisbane are NOT considered regional.
Path to PR (Subclass 191)
After holding 491 visa:
- Live in regional area: 3 years minimum
- Work in regional area: Earn $53,900+ annual income for 3 years
- Apply for 191: Permanent residence subclass
- Timeline: Most get PR in 4-5 years total
Who Should Choose 491?
Perfect for candidates with 50-60 base points who:
- Need the +15 regional bonus to reach 65 points
- Are open to living in regional areas
- Want faster invitation and processing
- Prefer lower cost of living
- Can commit to 3-year regional requirement
Detailed Comparison: Pros and Cons
Subclass 189 Advantages
- Complete freedom - live anywhere
- No state commitments
- Most prestigious visa
- Immediate PR
Subclass 189 Disadvantages
- Extremely competitive (90+ points often needed)
- Long processing times
- Limited occupation list
- Fewer invitations issued
Subclass 190 Advantages
- +5 bonus points helps reach threshold
- More invitations than 189
- Immediate PR
- Only 2-year commitment
Subclass 190 Disadvantages
- Must live in specific state for 2 years
- State-specific requirements vary
- Still need 65+ base points
Subclass 491 Advantages
- +15 bonus points (easiest to qualify)
- Fastest processing (8-12 months)
- More invitations issued
- Lower cost of living in regional areas
- Better work-life balance
Subclass 491 Disadvantages
- 3-year regional living requirement
- Provisional visa (not immediate PR)
- Must meet income threshold for 191
- Work restricted to regional areas
Cost Breakdown
| Cost Item | 189 | 190 | 491 |
|---|---|---|---|
| Visa Application Fee | AUD $4,640 | AUD $4,640 | AUD $4,640 |
| Skills Assessment | AUD $500-1,000 | AUD $500-1,000 | AUD $500-1,000 |
| PTE Test | ₹15,499 | ₹15,499 | ₹15,499 |
| Health Check | AUD $300-500 | AUD $300-500 | AUD $300-500 |
| Police Clearance | AUD $100-200 | AUD $100-200 | AUD $100-200 |
| Total Approx. | AUD $5,500-6,500 | AUD $5,500-6,500 | AUD $5,500-6,500 |
Decision Guide: Which Visa Should You Choose?
Choose 189 if you have:
- 85-90+ points (very high scorer)
- In-demand occupation on MLTSSL
- Superior English (PTE 79+ all sections)
- Want to live in Sydney or Melbourne
- Don't want any state commitments
Choose 190 if you have:
- 65-80 points (need +5 boost)
- Willing to live in specific state for 2 years
- Occupation on state nomination list
- Want immediate PR
- Prefer capital cities like Sydney, Melbourne
Choose 491 if you have:
- 50-65 points (need +15 boost)
- Open to regional living for 3 years
- Want fastest processing and invitations
- Prefer lower cost of living
- Don't mind provisional to PR pathway
Success Tips for Each Visa
For 189 Applicants:
- Maximize points: Aim for PTE 79+ (20 points vs 10)
- Work experience: Get 8+ years for maximum points
- Partner points: If applicable, get partner skills assessed
- NAATI: Consider NAATI CCL for +5 points
For 190 Applicants:
- Research states: Each has different requirements
- Job commitment: Some states require job offer
- Apply early: State nomination quotas fill fast
- Multiple states: Apply to multiple states simultaneously
For 491 Applicants:
- Research regions: Choose area with job opportunities in your field
- Plan for 3 years: Ensure you can meet income requirements
- Network: Join regional community groups before moving
- Document everything: Keep records for 191 application
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